Bankruptcy alternatives are sought by millions of Americans every year. The goal of our bankruptcy alternative is to not only provide financial relief but also to relieve the everyday stress and anxiety that comes with being overwhelmed with debt. More specifically, our goal is to provide our clients with a low monthly payment and get them out of debt as quickly as possible. The average consumer who enrolls in our bankruptcy alternative program is able to reduce their debt amount by up to 50% and become debt free in as little as 12 to 36 months, all while avoiding the harsh consequences of a bankruptcy filing.
Debt management and debt consolidation are typically the same process. Your payments are distributed to your creditors monthly by the credit counseling services. Some of the perks included with debt consolidation is lower interest rates and the ability to lengthen the repayment of your debts without suffering late charges, and fees.
Debt Settlement Services
Why allocate any of your funds toward interest? With debt settlement you don't. Your payments are made into a FDIC trust account that is viewable by both you and your creditors. The payments go towards the settlement of your debts. Additionally, the debt settlement company assigns your account to a debt negotiator to negotiate your debt on behalf of you.
Debt settlement services are a well known, and a cost-effective solution to high credit card bills. This debt relief option gets consumers out of debt fast, and also relieves them of having to deal with creditors, collectors, bankruptcy and attorneys. Debt settlement programs stop paying your creditors, instead incur money in a trust account until 40% of what was originally owed accumulates then we approach your creditors and negotiate a payoff.
Our services help consumers avoid bankruptcy, lower monthly payments, and reduce the total debt by 50%.
