Bankruptcy alternatives are sought by millions of Americans every year. The goal of our bankruptcy alternative is to not only provide financial relief but also to relieve the everyday stress and anxiety that comes with being overwhelmed with debt. More specifically, our goal is to provide our clients with a low monthly payment and get them out of debt as quickly as possible. The average consumer who enrolls in our bankruptcy alternative program is able to reduce their debt amount by up to 50% and become debt free in as little as 12 to 36 months, all while avoiding the harsh consequences of a bankruptcy filing.
Debt programs reduce your debt with multiple creditors through a mutually accepted agreement. This agreement results in a reduced debt payment. There are several main benefits of credit card debt programs. First of all, they help you avoid bankruptcy. Secondly, it can reduce your total debt by 60%! Plus, it can help you to reduce those annoying collection calls.
Family Debt Services will offer it's clients upto one of three debt programs to alleviate credit card debt.
Credit Card Debt Consolidation
A lower monthly payment will make it more convenient for you to pay off your debt, thus relieving your daily financial and emotional stress. Debt consolidation is a process of restructuring your existing credit card debt with your creditors. Credit card debt consolidation companies have relationships with thousands of creditors nationwide, so the creditors will be willing to work with them because of there previous success in helping people resolve their credit issues.
Credit Card Debt Settlement
Credit card debt settlement is a legal, safe option to pay off and get rid of credit card debts thus relieving you of creditor harassment, and the temptation of bankruptcy. The point of the credit card debt service is to stop paying your creditors and instead accumulate money in your FDIC trust account until the amount is enough to approach your creditors and negotiate a reasonable payoff.
